Digital & E-Trade Underwriter - (Commercial Insurance)UK RemoteSalary up to £60,000 DoE

We are partnering with a forward-thinking, growing insurance business seeking an experienced Underwriter to play a pivotal role in the underwriting and optimisation of their delegated authority portfolio. This is an exciting opportunity to help shape scalable, technology-led insurance products across commercial lines.

The Opportunity

As Digital & E-Trade Underwriter, you will take ownership of underwriting insurance products within a delegated authority framework, You will be instrumental in driving the development, underwriting performance and governance of digital and e-trade property & casualty products. Working closely with Product, IT, Distribution and Capacity Providers, you’ll ensure underwriting discipline, pricing adequacy and strong loss performance across both automated and intermediated channels.This role offers the chance to directly influence underwriting rules, referral logic, pricing models and digital customer journeys, contributing to a strategic focus on scalable, tech-enabled growth.

Key Responsibilities

• Underwrite Commercial Combined quotations, MTAs and renewals from Direct Brokers and via e-trade portals.
• Act as referral point for cases outside authority.
• Manage digitally traded risks and automated underwriting outcomes.
• Handle claims referrals from TPAs with strong policy wording interpretation.
• Support underwriting performance and governance of digital and e-trade products.
• Contribute to underwriting rules, referral triggers, rating structures and pricing logic.
• Collaborate with internal stakeholders to enhance product design and automated journeys.
• Optimise digital trading efficiency using automation, data and AI solutions.
• Conduct competitor and market research, particularly around digital propositions.
• Deliver internal and external training, including digital underwriting rules.
• Produce monthly performance reporting for capacity holders.
• Attend insurer meetings and present digital and e-trade portfolio insights.
• Conduct peer reviews across underwriting teams.

About You

We’re looking for a technically strong commercial underwriter who is comfortable operating in both traditional and digital underwriting environments.

Essential Experience

• Demonstrable experience in commercial insurance products.
• Background within Delegated Authority, MGA or intermediary environments.
• Experience underwriting or supporting digital and/or e-trade insurance products.
• Familiarity with automated underwriting tools and high-volume trading models.
• Experience working with platforms such as Acturis, Open GI or similar.
• Strong understanding of commercial insurance wordings.
• Comfortable using data, MI and underwriting rules to drive performance.

Skills & Attributes

• Excellent analytical and presentation skills.
• Confident communicator able to simplify complex technical issues.
• Highly organised and methodical.
• Proactive, self-motivated and solutions-focused.
• Collaborative team player with strong stakeholder management skills.

Why Apply?

• Salary up to £65,000
• Remote First Business
• Be at the forefront of digital transformation in commercial underwriting.
• Influence scalable, tech-enabled distribution strategies.
• Work cross-functionally with underwriting, product, IT and insurer partners.
• Join a progressive business investing in automation, data and AI-driven solutions.
• Genuine opportunity to shape and develop digital insurance propositions.

If you are a commercially minded underwriter ready to embrace digital innovation and help drive the next phase of growth in delegated authority underwriting, we would love to hear from you. Apply today for immediate consideration.

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